/* ===== Invest with Jackson — modern theme ===== */
:root{
  --bg:#fbfaf7; --surface:#ffffff; --ink:#15181c; --ink-soft:#4a5158; --ink-faint:#8a929b;
  --line:#e8e4dc; --line-soft:#f1ede5;
  --brand:#0f7a52; --brand-ink:#0b5c3e; --brand-soft:#e6f3ec; --brand-glow:rgba(15,122,82,.14);
  --gold:#c8902b; --danger:#c0392b;
  --radius:16px; --radius-sm:10px; --radius-lg:26px;
  --shadow:0 1px 2px rgba(20,24,28,.04),0 8px 28px rgba(20,24,28,.06);
  --shadow-lg:0 12px 40px rgba(20,24,28,.12);
  --wrap:1180px; --font:'Inter',system-ui,-apple-system,Segoe UI,Roboto,sans-serif;
  --serif:'Fraunces',Georgia,'Times New Roman',serif;
}
/* Dark mode disabled — site stays in light theme regardless of OS preference.
   To re-enable, restore the @media (prefers-color-scheme:dark){...} block. */
*{box-sizing:border-box}
html{scroll-behavior:smooth}
body{margin:0;background:var(--bg);color:var(--ink);font-family:var(--font);font-size:17px;line-height:1.65;-webkit-font-smoothing:antialiased}
img{max-width:100%;height:auto;display:block}
a{color:var(--brand-ink);text-decoration:none}
a:hover{text-decoration:underline}
h1,h2,h3,h4{font-family:var(--serif);font-weight:600;line-height:1.18;letter-spacing:-.01em;color:var(--ink)}
.wrap{max-width:var(--wrap);margin:0 auto;padding:0 22px}
.skip-link{position:absolute;left:-999px}.skip-link:focus{left:12px;top:12px;background:#fff;padding:8px 14px;z-index:99;border-radius:8px}

/* ===== Header / Nav ===== */
.site-header{position:sticky;top:0;z-index:50;background:color-mix(in srgb,var(--bg) 86%,transparent);backdrop-filter:blur(12px);border-bottom:1px solid transparent;transition:border-color .2s,box-shadow .2s}
.site-header.scrolled{border-bottom-color:var(--line);box-shadow:0 4px 20px rgba(20,24,28,.05)}
.header-inner{display:flex;align-items:center;gap:24px;height:68px}
.brand{display:flex;align-items:center;gap:10px;font-weight:700;color:var(--ink)!important;text-decoration:none!important}
.brand-mark{display:grid;place-items:center;width:34px;height:34px;border-radius:10px;background:linear-gradient(135deg,var(--brand),var(--brand-ink));color:#fff;font-family:var(--serif);font-weight:700;font-size:14px;letter-spacing:.02em}
.brand-text{font-size:18px;letter-spacing:-.02em}
.site-nav{margin-left:auto;display:flex;align-items:center;gap:6px}
.site-nav>a,.nav-drop-btn{padding:9px 13px;border-radius:9px;color:var(--ink-soft);font-weight:500;font-size:15px;background:none;border:0;cursor:pointer;font-family:inherit}
.site-nav>a:hover,.nav-drop-btn:hover{background:var(--line-soft);color:var(--ink);text-decoration:none}
.site-nav>a.is-active{color:var(--brand-ink);background:var(--brand-soft)}
.nav-dropdown{position:relative}
.nav-drop-menu{position:absolute;top:calc(100% + 8px);left:0;min-width:240px;background:var(--surface);border:1px solid var(--line);border-radius:14px;box-shadow:var(--shadow-lg);padding:8px;opacity:0;visibility:hidden;transform:translateY(6px);transition:.16s}
.nav-dropdown:hover .nav-drop-menu{opacity:1;visibility:visible;transform:none}
.nav-drop-menu a{display:flex;justify-content:space-between;align-items:center;padding:9px 12px;border-radius:9px;color:var(--ink-soft);font-size:15px}
.nav-drop-menu a:hover{background:var(--brand-soft);color:var(--brand-ink);text-decoration:none}
.nav-drop-menu a span{font-size:12px;color:var(--ink-faint);background:var(--line-soft);border-radius:20px;padding:1px 8px}
.nav-search input{border:1px solid var(--line);background:var(--surface);border-radius:24px;padding:8px 16px;font-size:14px;width:150px;color:var(--ink);font-family:inherit}
.nav-search input:focus{outline:none;border-color:var(--brand);box-shadow:0 0 0 3px var(--brand-glow)}
.nav-toggle{display:none;flex-direction:column;gap:5px;background:none;border:0;cursor:pointer;padding:8px;margin-left:auto}
.nav-toggle span{width:24px;height:2px;background:var(--ink);border-radius:2px;transition:.2s}

/* ===== Buttons / chips ===== */
.btn{display:inline-flex;align-items:center;gap:8px;background:var(--brand);color:#fff!important;border:0;padding:13px 22px;border-radius:30px;font-weight:600;font-size:15px;cursor:pointer;font-family:inherit;text-decoration:none!important;transition:.15s;box-shadow:0 6px 18px var(--brand-glow)}
.btn:hover{background:var(--brand-ink);transform:translateY(-1px)}
.btn.ghost{background:transparent;color:var(--brand-ink)!important;border:1.5px solid var(--line);box-shadow:none}
.btn.ghost:hover{border-color:var(--brand);background:var(--brand-soft)}
.chip{display:inline-flex;align-items:center;gap:6px;font-size:12.5px;font-weight:600;letter-spacing:.02em;text-transform:uppercase;color:var(--brand-ink);background:var(--brand-soft);padding:4px 11px;border-radius:30px}
.eyebrow{font-family:var(--font);font-size:13px;font-weight:700;letter-spacing:.08em;text-transform:uppercase;color:var(--brand)}

/* ===== Hero ===== */
.hero{padding:64px 0 36px;position:relative;overflow:hidden}
.hero::before{content:"";position:absolute;top:-180px;right:-120px;width:480px;height:480px;border-radius:50%;background:radial-gradient(circle,var(--brand-glow),transparent 68%);pointer-events:none}
.hero h1{font-size:clamp(34px,5vw,58px);margin:.2em 0 .25em;max-width:16ch}
.hero p.lede{font-size:clamp(17px,2vw,21px);color:var(--ink-soft);max-width:54ch;margin:0 0 26px}
.hero-actions{display:flex;gap:12px;flex-wrap:wrap}

/* ===== Cards / grids ===== */
.section{padding:46px 0}
.section-head{display:flex;align-items:flex-end;justify-content:space-between;gap:16px;margin-bottom:26px}
.section-head h2{font-size:clamp(24px,3vw,33px);margin:0}
.grid{display:grid;gap:26px}
.grid.cols-3{grid-template-columns:repeat(3,1fr)}
.grid.cols-2{grid-template-columns:repeat(2,1fr)}
.card{background:var(--surface);border:1px solid var(--line);border-radius:var(--radius);overflow:hidden;box-shadow:var(--shadow);transition:.18s;display:flex;flex-direction:column}
.card:hover{transform:translateY(-3px);box-shadow:var(--shadow-lg);border-color:color-mix(in srgb,var(--brand) 30%,var(--line))}
.card-media{aspect-ratio:16/9;background:var(--line-soft);overflow:hidden}
.card-media img{width:100%;height:100%;object-fit:cover;transition:transform .4s}
.card:hover .card-media img{transform:scale(1.04)}
.card-body{padding:18px 20px 22px;display:flex;flex-direction:column;gap:10px;flex:1}
.card-body h3{font-size:20px;margin:0;line-height:1.25}
.card-body h3 a{color:var(--ink)}
.card-meta{display:flex;gap:10px;align-items:center;font-size:13px;color:var(--ink-faint);margin-top:auto}
.card-excerpt{color:var(--ink-soft);font-size:15px;margin:0}
.card.featured{flex-direction:row}
.card.featured .card-media{aspect-ratio:auto;width:52%;min-height:300px;flex-shrink:0}
.card.featured .card-body{justify-content:center;padding:34px 36px}
.card.featured .card-body h3{font-size:29px}

/* ===== Article ===== */
.article-head{padding:46px 0 8px;text-align:center;max-width:760px;margin:0 auto}
.article-head h1{font-size:clamp(30px,4.4vw,50px);margin:.25em 0}
.article-head .lede{font-size:20px;color:var(--ink-soft)}
.article-meta{display:flex;gap:14px;justify-content:center;align-items:center;flex-wrap:wrap;color:var(--ink-faint);font-size:14.5px;margin-top:14px}
.article-hero{max-width:1000px;margin:30px auto;border-radius:var(--radius-lg);overflow:hidden;box-shadow:var(--shadow-lg)}
.article-layout{display:grid;grid-template-columns:minmax(0,1fr) 300px;gap:54px;max-width:1080px;margin:0 auto;padding:20px 22px 60px}
.article-layout.no-side{grid-template-columns:minmax(0,760px);justify-content:center}
.prose{font-size:18.5px;line-height:1.75;color:var(--ink)}
.prose>*{margin:0 0 1.15em}
.prose h2{font-size:28px;margin:1.7em 0 .5em;scroll-margin-top:90px}
.prose h3{font-size:22px;margin:1.5em 0 .4em}
.prose a{text-decoration:underline;text-underline-offset:2px}
.prose img{border-radius:12px;box-shadow:var(--shadow);margin:1.6em auto}
.prose ul,.prose ol{padding-left:1.3em}.prose li{margin:.4em 0}
.prose blockquote{border-left:4px solid var(--brand);background:var(--brand-soft);margin:1.4em 0;padding:14px 20px;border-radius:0 12px 12px 0;font-style:italic;color:var(--brand-ink)}
.prose code{background:var(--line-soft);padding:2px 7px;border-radius:6px;font-size:.88em}
.prose table{width:100%;border-collapse:collapse;font-size:15.5px}
.prose th,.prose td{border:1px solid var(--line);padding:10px 12px;text-align:left}
.prose th{background:var(--line-soft)}
.aside{position:sticky;top:90px;align-self:start;display:flex;flex-direction:column;gap:24px}
.aside-card{background:var(--surface);border:1px solid var(--line);border-radius:var(--radius);padding:20px}
.aside-card h4{margin:0 0 12px;font-size:15px;text-transform:uppercase;letter-spacing:.05em;color:var(--ink-faint);font-family:var(--font);font-weight:700}
.toc a{display:block;padding:5px 0;font-size:14.5px;color:var(--ink-soft);border-left:2px solid var(--line);padding-left:12px;margin-left:-2px}
.toc a:hover{color:var(--brand-ink);border-color:var(--brand);text-decoration:none}
.progress-bar{position:fixed;top:0;left:0;height:3px;background:var(--brand);z-index:60;width:0}

/* review template */
.rating-box{display:flex;align-items:center;gap:18px;background:var(--surface);border:1px solid var(--line);border-radius:var(--radius);padding:18px 22px;margin:0 0 24px}
.rating-score{font-family:var(--serif);font-size:42px;font-weight:700;color:var(--brand)}
.proscons{display:grid;grid-template-columns:1fr 1fr;gap:18px;margin:24px 0}
.proscons>div{border-radius:14px;padding:16px 18px;border:1px solid var(--line)}
.proscons .pros{background:var(--brand-soft)} .proscons .cons{background:#fdeceb}
/* dark-mode override removed — see top-of-file note */

/* ===== Newsletter / forms ===== */
.news-form{display:flex;gap:8px;flex-wrap:wrap}
.news-form input{flex:1;min-width:160px;border:1px solid var(--line);border-radius:24px;padding:11px 16px;background:var(--surface);color:var(--ink);font-family:inherit}
.news-form input:focus{outline:none;border-color:var(--brand);box-shadow:0 0 0 3px var(--brand-glow)}
.news-form button{background:var(--brand);color:#fff;border:0;border-radius:24px;padding:11px 20px;font-weight:600;cursor:pointer;font-family:inherit}
.news-msg{flex-basis:100%;margin:6px 0 0;font-size:14px;color:var(--brand-ink)}
.news-band{background:linear-gradient(135deg,var(--brand-ink),var(--brand));color:#fff;border-radius:var(--radius-lg);padding:42px 44px;text-align:center;margin:30px 0}
.news-band h2{color:#fff;font-size:30px;margin:0 0 8px}
.news-band p{color:rgba(255,255,255,.86);max-width:46ch;margin:0 auto 20px}
.news-band .news-form{max-width:440px;margin:0 auto}
.news-band .news-form input{border:0}

/* comments */
.comments{max-width:760px;margin:0 auto;padding:10px 22px 60px}
.comment{border-top:1px solid var(--line);padding:18px 0}
.comment .who{font-weight:600;font-size:15px}
.comment .when{color:var(--ink-faint);font-size:13px;margin-left:8px}
.comment-form textarea,.comment-form input{width:100%;border:1px solid var(--line);border-radius:12px;padding:12px 14px;font-family:inherit;background:var(--surface);color:var(--ink);margin-bottom:10px}
.comment-form textarea:focus,.comment-form input:focus{outline:none;border-color:var(--brand);box-shadow:0 0 0 3px var(--brand-glow)}

/* ===== Footer ===== */
.site-footer{background:var(--surface);border-top:1px solid var(--line);margin-top:60px}
.footer-grid{display:grid;grid-template-columns:1.6fr 1fr 1fr 1.6fr;gap:40px;padding:52px 22px 30px}
.footer-grid h4{font-family:var(--font);font-size:13px;text-transform:uppercase;letter-spacing:.06em;color:var(--ink-faint);margin:0 0 14px}
.footer-grid ul{list-style:none;padding:0;margin:0;display:flex;flex-direction:column;gap:9px}
.footer-grid a{color:var(--ink-soft);font-size:15px}
.footer-brand p{color:var(--ink-soft);font-size:14.5px;max-width:34ch;margin:12px 0 0}
.footer-bottom{display:flex;justify-content:space-between;gap:14px;padding:18px 22px;border-top:1px solid var(--line);color:var(--ink-faint);font-size:13.5px;flex-wrap:wrap}

/* Affiliate disclosure (top of monetized articles) */
.affiliate-disclosure{font-size:13.5px!important;color:var(--ink-faint)!important;background:var(--line-soft);border-left:3px solid var(--gold);padding:10px 14px!important;margin:0 0 24px!important;border-radius:0 8px 8px 0;font-style:italic;line-height:1.5}

/* Editor's pick — mid-article featured callout */
.affiliate-pick{margin:32px 0;padding:24px 26px;border-radius:var(--radius);background:var(--surface);border:2px solid var(--gold);box-shadow:0 8px 24px rgba(200,144,43,.15);position:relative}
.affiliate-pick-eyebrow{display:inline-block;background:var(--gold);color:#fff;padding:3px 12px;border-radius:20px;font-size:11.5px;font-weight:700;letter-spacing:.06em;text-transform:uppercase;margin-bottom:10px}
.affiliate-pick h3{font-size:21px;margin:0 0 8px}
.affiliate-pick p{margin:0 0 14px}
.affiliate-pick p:last-child{margin-bottom:0}

/* End-of-article affiliate CTA */
.affiliate-cta{margin:36px 0 24px;padding:28px 30px;border-radius:var(--radius-lg);background:linear-gradient(135deg,var(--brand-soft),var(--surface));border:1px solid var(--line);text-align:center}
.affiliate-cta h3{font-size:24px;margin:0 0 10px}
.affiliate-cta p{margin:0 0 18px;color:var(--ink-soft);max-width:54ch;margin-left:auto;margin-right:auto}
.affiliate-cta p:last-child{margin-bottom:0;display:flex;gap:10px;justify-content:center;flex-wrap:wrap}

/* Daily Invoice Maker CTA (inside post body) */
.dim-cta{margin:32px 0;padding:26px 30px;border-radius:var(--radius-lg);background:linear-gradient(135deg,#fff7ed,#fef3c7);border:1px solid #fde68a;box-shadow:var(--shadow);position:relative;overflow:hidden}
.dim-cta::before{content:"";position:absolute;top:-60px;right:-60px;width:200px;height:200px;border-radius:50%;background:radial-gradient(circle,rgba(245,158,11,.18),transparent 70%);pointer-events:none}
.dim-cta-eyebrow{display:inline-flex;align-items:center;gap:7px;font-size:12.5px;font-weight:700;letter-spacing:.06em;text-transform:uppercase;color:#b45309;margin-bottom:8px}
.dim-cta h3{font-size:23px;margin:0 0 8px;color:#78350f;font-family:var(--serif)}
.dim-cta p{margin:0 0 14px;font-size:15.5px;color:#78350f;line-height:1.55}
.dim-cta-buttons{display:flex;gap:10px;flex-wrap:wrap;margin-bottom:10px}
.dim-cta-buttons .btn{background:#b45309;box-shadow:0 6px 16px rgba(180,83,9,.25)}
.dim-cta-buttons .btn:hover{background:#92400e}
.dim-cta-buttons .btn.ghost{background:transparent;color:#78350f!important;border-color:#d97706}
.dim-cta-buttons .btn.ghost:hover{background:rgba(217,119,6,.12);border-color:#b45309}
.dim-cta-fine{font-size:12px!important;color:#a16207!important;margin:0!important;font-style:italic}
/* dark-mode DIM-CTA overrides removed — see top-of-file note */

/* ───── Related reading block (auto-injected) ───── */
.related-list{display:flex;flex-direction:column;gap:8px}
.related-list li{padding:14px 16px;border:1px solid var(--line);border-radius:10px;background:var(--surface);transition:.15s}
.related-list li:hover{border-color:var(--brand);transform:translateX(2px);box-shadow:var(--shadow)}
.related-list li a{color:var(--ink);text-decoration:none}
.related-list li a:hover{color:var(--brand-ink)}

/* ───── Image lightbox ───── */
.lightbox-overlay{position:fixed;inset:0;background:rgba(15,18,22,.92);display:flex;flex-direction:column;align-items:center;justify-content:center;padding:50px 24px 24px;z-index:1000;opacity:0;transition:opacity .2s ease;cursor:zoom-out}
.lightbox-overlay.is-open{opacity:1}
.lightbox-overlay img{max-width:min(100%,1400px);max-height:80vh;object-fit:contain;border-radius:8px;box-shadow:0 30px 80px rgba(0,0,0,.6);cursor:default}
.lightbox-caption{color:rgba(255,255,255,.75);font-size:14px;margin-top:14px;max-width:60ch;text-align:center;font-style:italic}
.lightbox-close{position:absolute;top:14px;right:18px;width:42px;height:42px;border-radius:50%;border:0;background:rgba(255,255,255,.12);color:#fff;font-size:28px;line-height:1;cursor:pointer;transition:.15s}
.lightbox-close:hover{background:rgba(255,255,255,.22);transform:scale(1.05)}
@media (max-width:720px){.lightbox-overlay{padding:60px 12px 12px}.lightbox-overlay img{max-height:72vh}}

/* breadcrumb + pagination + misc */
.crumbs{font-size:14px;color:var(--ink-faint);padding:18px 0}
.crumbs a{color:var(--ink-soft)}
.pagination{display:flex;gap:8px;justify-content:center;margin:36px 0}
.pagination a,.pagination span{padding:9px 15px;border-radius:10px;border:1px solid var(--line);color:var(--ink-soft)}
.pagination .current{background:var(--brand);color:#fff;border-color:var(--brand)}
.tag-row{display:flex;gap:8px;flex-wrap:wrap;margin-top:8px}
.tag{font-size:13px;color:var(--ink-soft);background:var(--line-soft);padding:3px 11px;border-radius:20px}

/* ===== Responsive ===== */
@media (max-width:920px){
  .article-layout{grid-template-columns:1fr;gap:24px}.aside{position:static;flex-direction:row;flex-wrap:wrap}
  .card.featured{flex-direction:column}.card.featured .card-media{width:100%;min-height:0;aspect-ratio:16/9}
  .grid.cols-3{grid-template-columns:1fr 1fr}.proscons{grid-template-columns:1fr}
}
@media (max-width:720px){
  .nav-toggle{display:flex}
  .site-nav{position:fixed;inset:68px 0 auto 0;flex-direction:column;align-items:stretch;background:var(--surface);border-bottom:1px solid var(--line);padding:14px;gap:4px;transform:translateY(-120%);transition:.22s;box-shadow:var(--shadow-lg)}
  body.nav-open .site-nav{transform:none}
  .nav-search input{width:100%}.nav-dropdown{order:5}.nav-drop-menu{position:static;opacity:1;visibility:visible;transform:none;box-shadow:none;border:0;padding:0}
  .grid.cols-3,.grid.cols-2{grid-template-columns:1fr}.card.featured{grid-column:auto}
  .footer-grid{grid-template-columns:1fr 1fr}
}
@media (max-width:480px){.footer-grid{grid-template-columns:1fr}}