How to Read Your 401(k) Fee Statement (and What to Demand)
An extra 0.5% in 401(k) fees does not sound like much. Compounded over 35 years on a growing balance, it costs roughly $…
11 results for “HSA”
An extra 0.5% in 401(k) fees does not sound like much. Compounded over 35 years on a growing balance, it costs roughly $…
Annuities have a bad reputation because the worst ones are sold hardest and the good ones are barely marketed. A single…
Whole life is sold hard because it pays the agent a commission roughly equal to the first-year premium. Term is sold sof…
If your mortgage rate is below your expected long-run investment return, invest. If it is above, pay down. That is the h…
The HSA is the only account in the US tax code with three layers of tax benefit: deductible going in, tax-free growth, a…
Tax-loss harvesting is one of the few legal ways to convert paper losses into real dollars. Sell a position at a loss, o…
Self-employed retirement accounts come down to two real choices: Solo 401(k) and SEP IRA. They have the same $70,000 cap…
Early retirees face a 10% penalty on Traditional 401(k) withdrawals before age 59.5. The Roth conversion ladder is the F…
If your 401(k) plan allows after-tax contributions and in-plan Roth conversions, you can legally move up to $46,500 of e…
The Health Savings Account is the only account in the US tax code with a triple tax advantage: deductible going in, tax-…
Most people working a full-time job leave hundreds or thousands of dollars on the table each month because they have nev…
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