Retirement
How to Read Your 401(k) Fee Statement (and What to Demand)
An extra 0.5% in 401(k) fees does not sound like much. Compounded over 35 years on a growing balance, it costs roughly $…
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5 results for “401k”
Taxes & Bookkeeping
The Augusta Rule: Rent Your Home to Your Own Business Tax-Free (IRC §280A)
The Augusta Rule is one of the cleanest legal tax strategies for an S-corp or LLC owner. Rent your home to your own busi…
Taxes & Bookkeeping
HSA Triple-Tax Stacking for High Earners: $1M+ Tax-Free at 65
The HSA is the only account in the US tax code with three layers of tax benefit: deductible going in, tax-free growth, a…
Retirement
Solo 401(k) vs SEP IRA: Which Is Better for Self-Employed?
Self-employed retirement accounts come down to two real choices: Solo 401(k) and SEP IRA. They have the same $70,000 cap…
Retirement
Mega Backdoor Roth: The $70,000 Loophole High Earners Miss
If your 401(k) plan allows after-tax contributions and in-plan Roth conversions, you can legally move up to $46,500 of e…
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